Student Loan Refinance

Important: Please review carefully if you are considering refinancing your federal student loans.

Due to events related to the Coronavirus pandemic, the Federal government has announced several measures to assist borrowers during the ongoing crisis, such as temporarily waiving federal student loan interest. Accordingly, we highly recommend that you carefully consider all of your options before refinancing your federal student loans. While all details are not yet known, it’s possible that additional proposals by Congress may impact those with federal student loan debt. Please remember that when you refinance federal student loans into a private student loan, you waive any current and potential future federal student loan benefits. Make sure to explore all available resources, including information on the Department of Education’s website at to understand how these proposals may impact you, so that you can determine if losing current and potential Federal student loan benefits outweigh the benefits of refinancing your loans.


Take control of your student loan repayment by refinancing with Tendto Credit Union!

Refinance and consolidate your private and federal student loans (including PLUS loans) into one manageable loan, setting up one convenient payment, and potentially lowering your rate1


Check out some of these great benefits

  • Refinancing available up to $100,000

  • Competitive interest rates

  • Potentially reduce your rate by 0.25% by enrolling in automatic electronic payments during repayment

  • Flexible repayment terms to fit your needs
    (view our rates page for more information, repayment examples, and important disclosures)

  • Borrow from a not-for-profit credit union you can trust


1. Subject to credit qualification and additional criteria, including graduating from an approved school.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information. 



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